Frequently Ask Questions

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Prepaid Tuition: Essentially, parents, grandparents, and other interested parties may purchase future tuition at today’s rate. The program will then pay the future college tuition of the beneficiary at any of the state’s eligible colleges or universities (or comparable payment to private or out-of-state institutions). Amounts of tuition (years or units) may be purchased through a one-time lump sum purchase or monthly installment payments. The program pools the money and makes investments to enable the earnings to meet or exceed college tuition increases in that state.

A Section 529 college savings plan is a tax-advantaged state-administered investment program that is authorized under Internal Revenue Code Section 529. These plans allow investors to save money in an account in which the earnings will grow free from federal income tax and, when used to pay for "qualified higher education expenses," may be withdrawn federal income tax-free.

Yes. Parents are an invaluable resource for students in every aspect of campus life, and the Greek experience is no different. Many chapters have parent events and publications to keep parents informed of chapter events, achievements, and needs. Parents can also get involved by volunteering at chapter fundraising activities or presenting educational presentations, helping the chapter make community contacts, or providing additional resources to assist the chapter in a variety of programming areas.

The biggest challenge college students have is accepting responsibility for their educational experience, living arrangements, social life, and free time. College classrooms require initiative and independence, critical thinking and writing skills, and independent research. Life in the residence halls is similarly challenging as students with a diverse range of experiences and values work together to develop rhythms for studying and living together. All of these freedoms and responsibilities are intertwined with students’ explorations of old and new identities.

The Federal Family Education Loan (FFEL) Program makes loans available to students and their families through some 7,100 participating private lenders. The federal guarantee protects FFEL lenders against loss from borrower default. In 2001-02, the program made 6.3 million loans for a total amount borrowed of over $29 billion. These loans are guaranteed by the federal government, and are designed to give students flexible repayment options.

The Leveraging Educational Assistance Partnership (LEAP) Program, which provides incentives for states to provide grants to students who attend college, has played a significant role in encouraging every state to create and maintain its own student grant program. States are required to provide at least 50 percent of the funding for this program. In 2001-02, federal LEAP funds provided $50 million in grants to students who attended postsecondary education. Including state matching funds, approximately 2 million students receive LEAP funds in 2000-01.

The Supplemental Educational Opportunity Grant (SEOG) Program program provides grants to low-income students, and generally helps supplement the aid they receive from Pell Grants and other sources. Federal funds provide for 75 percent of the award; the college or university contributes the remaining 25 percent or more. In 2001-02, the program provided $691 million in federal funds to approximately 1.2 million students at approximately 3,800 postsecondary institutions. In 2001-02, awards ranged from $100 to $4,000; the average grant was $581.

Schools are prohibited from releasing certain information (including grades) to parents without permission of the student because of a federal law (The Family Educational Rights and Privacy Act, FERPA, also known as the Buckley Amendment).

Change in diet; ordering fast junk food; new stresses; lack of exercise -- The "Freshman fifteen" is fifteen pounds of fat which accumulates over the course of a freshman's first year away from home.

Please talk to your child about the importance of exercise, avoiding fast food, controlling portion sizes, eating balanced meals (don’t skip breakfast!), and trying not to eat while they study.