Managing Finances

Created by Black Excel
This 200 Free Scholarship List is created by Black Excel, and it's our latest. We have featured over 1,000+ scholarships at our website. Remember that most groups provide scholarships on an annual basis, so don't stress yourself over any one particular deadline. Students are advised to target "good" scholarship sources...and apply every year.

START EARLY
- The more time you give yourself, the better off you will be.
- If possible, start the process at least two years before you need the aid.
- Always remember that you should apply for scholarships about a year before you will receive the aid.

Generation Y has been long heralded as a carefree and rather irresponsible generation; however, results of a Fidelity Investments study might change that perception.

The study, released on Tuesday, illustrates that Generation Y is growing up. And, Gen Y'ers are more conservative than they thought, particularly when it comes to their finances and employment decisions.

New college students have a lot to learn about life on their own. Simultaneously, they are facing many challenges as they adjust to new lifestyles and campus patterns of living and learning. Many college freshmen – indeed, some transfer students as well – will deal with day-to-day costs they never before experienced.

Are you worried about being able to pay for tuition this fall? Make sure to speak directly with the school first!

Income-Based Repayment (IBR) is a new way to make your federal student loan payments more manageable.  And if you're a teacher or work in government or at a nonprofit (501(c)(3)) organization, you might qualify for a new type of public service loan forgiveness after 10 years of eligible payments and employment.

President Obama stressed that “there are few things as fundamental and necessary to American success than higher education. The best job qualification you can have is a college degree or advanced training.” However, college tuition has grown ten times faster than typical family incomes. While President Obama challenged colleges to lower tuition costs, he’s also made sweeping proposals of reform.