UCO Financial Support

From tuition to room and board, textbooks and student fees, college is a significant financial investment for you and your student. UniversityParent has the tools you need to talk to your students about personal finance and planning their budget, calculate the cost of attending University of Central Oklahoma , and find ways to lower the cost of school. Speaking of lowered cost, don't forget to fill out your Free Application for Federal Student Aid. To get federal aid you need to fill this form out yearly; click on the following link to find the FAFSA deadline in your state and for your school.

FAFSA deadlines

Important UCO Financial Support Links for Parents

Look at these links for important financial support information:

Tuition & Fees

Tuition, fees and living expenses can change from year to year. Use the ESTIMATED EXPENSES FOR FULL-TIME BEGINNING UNDERGRADUATE STUDENTS from the past four years at the university to get an idea of how much college will cost your family and start preparing your budget.

Estimated Expenses for Full-time Beginning Undergraduate Students
Beginning students are those who are entering postsecondary education for the first time.
Estimated expenses for academic year2009-20102010-20112011-20122012-2013% change
2011-2012 to
Tuition and fees
Books and supplies$1,200$1,200$1,200$1,2000.0%
Living arrangement
On Campus
Room and board$7,776$8,005$6,401$6,6283.5%
Off Campus
Room and board$7,656$7,656$9,488$9,190-3.1%
Off Campus with Family
Total Expenses2009-20102010-20112011-20122012-2013% change
2011-2012 to
On Campus$16,999$17,461$16,119$16,7203.7%
Off Campus$18,379$18,612$21,000$20,828-0.8%
Off Campus with Family$10,723$10,956$11,218$11,5923.3%
On Campus$23,428$24,247$23,306$24,3954.7%
Off Campus$24,808$25,398$28,187$28,5031.1%
Off Campus with Family$17,152$17,742$18,405$19,2674.7%
Estimate the total tuition and fee costs over the duration of a typical program.
Average graduate student tuition and fees for academic year2012-2013
In-state tuition$4,696
In-state fees$505
Out-of-state tuition$11,759
Out-of-state fees$505
Alternative Tuition Plans
Type of PlanOffered
Tuition guarantee planX
Prepaid tuition plan
Tuition payment plan
Other alternative tuition plan
Tuition guarantee allows fulltime, first-time entering freshmen with state residency to pay 115% of the tuition upon entry for four years, provided continuous full-time enrollment

* Source for data is College Navigator
** Year data reported: 2012-2013
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Financial Aid

There are many options to take into consideration when your family is working on their college budget. Look at the UNDERGRADUATE STUDENT FINANCIAL AID, 2011-2012 chart to find out what kind of aid full-time students entering postsecondary education for the first time are receiving, and how much they receive on average.

Undergraduate Student Financial Aid, 2011-2012
Full-time Beginning Undergraduate StudentsBeginning students are those who are entering postsecondary education for the first time.
Type of AidNumber receiving aidPercent receiving aidTotal amount of aid receivedAverage amount of aid received
Any student financial aid1,51574%----
Grant or scholarship aid1,20959%$6,565,945$5,431
Federal grants78839%$3,312,883$4,204
Pell grants76137%$3,098,589$4,072
Other federal grants925%$214,294$2,329
State/local government grant or scholarships59829%$1,943,175$3,249
Institutional grants or scholarships60630%$1,309,887$2,162
Student loan aid91245%$5,341,430$5,857
Federal student loans91245%$5,341,430$5,857
Other student loans00%$0-
Includes students receiving Federal work study aid and aid from other sources not listed above.
All Undergraduate Students
Type of AidNumber receiving aidPercent receiving aidTotal amount of aid receivedAverage amount of aid received
Grant or scholarship aid7,61650%$39,596,927$5,199
Pell grants5,44735%$20,712,483$3,803
Federal student loans6,64643%$51,417,711$7,737
Grant or scholarship aid includes aid received, from the federal government, state or local government, the institution, and other sources known by the institution.
For more information on Student Financial Assistance Programs or to apply for financial aid via the web, visit Federal Student Aid.

* Source for data is College Navigator
** Year data reported: 2012-2013
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Managing Finances


Q: Should I pay my student for good grades?

Tying your financial support to a student's academic performance can be a motivating factor for them. See our full article for some ideas on how to talk to your student about financing college. Every family is different, so as you consider how you will approach financial support for your student, this article can be a great tool and conversation starter.

Q: What do I need to know about filing the FASFA?

Filing the Free Application for Federal Student Aid can be required for certain other aid opportunities, and you may be surprised to discover that you do qualify for federal aid. Check your school's specific deadline for FAFSA, they are usually in February or March. Don't forget that a new form must be filled out each year. For more advice see the full article.

Q: How do we calculate the cost of attendance?

The first step to planning a budget for college is to identify what your student’s net costs will be. Luckily, every university and college has an online net price calculator, a tool to add up how much everything will be from books to tuition to room and board. Click here to go to a list of links and find your student's school.

Q: What options does our family have to finance college?

Many companies, universities and organizations offer scholarships or grants based on a variety of factors including financial need and student merit. For more details on these options including how your income affects your student's aid, click on the articles below.

Q: How can I help my student stick to a budget?

With the proper planning and budgeting, realistic financial goals and financial responsibility can easily be reached for the recent grad. Talk to your student about paying back loans, checking their credit score, and setting a budget that is realistic for their income. If they don't yet have a savings and checking account, encourage them to research banks and set those up. For more information read the full article.

Q: How can my student get in-state tuition?

Some states have agreements that allow students to attend in another state at in-state rates, especially if a particular program or major is not available in your state. Your student can also work to gain residency in the state of their school. This often requires 12 months of residency, and specific requirements vary from state to state. To check the requirements for your student's state, see the full article.

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